Economic and Financial Crimes Commission (EFCC): what it does and how to report

The EFCC targets corruption, fraud, money laundering and other financial crimes in Nigeria. If you suspect theft, internet fraud, fake investment schemes, or corrupt public contracts, the EFCC is the agency that handles investigations, asset tracing and prosecution. This page shows you how to report, what to expect, and simple steps to protect yourself.

How to report a crime to EFCC

Start by using the EFCC’s official e-reporting portal on their website or visit a zonal office. If you prefer, send an email to the official EFCC address listed on their site or hand in documents at a local office. Don’t use random social channels — always confirm the address on the EFCC website first.

When reporting, be direct. Say what happened, when it happened, and who is involved. Attach proof: bank statements, transaction IDs, screenshots, receipts, emails, phone records and any written agreements. If you received threats or extortion messages, include those too.

If money is still moving, contact your bank right away to request a freeze or to recover funds. Keep copies of every message and note every call you make — dates, times and names matter.

What happens after you report

The EFCC will review your complaint and may open a preliminary inquiry. They can call you for more details and request original documents. If the inquiry shows evidence, they launch a full investigation, which can include subpoenas, bank tracing, arrests and asset seizure. Be patient — investigations can take time.

If you are a witness or whistleblower, ask about protection options. The EFCC sometimes provides confidentiality or works with other agencies to protect people at risk. If you fear for your safety, tell EFCC and local law enforcement immediately.

Not every report leads to prosecution. Still, filing a clear, well-documented complaint increases the chance of action. Keep copies of everything you submit and follow up politely through the portal or the office where you filed.

How to protect yourself and your business

For individuals: use strong, unique passwords and two-factor authentication. Don’t click unknown links or send money to unverified contacts. Before investing, verify company registration, ask for audited accounts, and get independent legal advice for large sums.

For businesses: run regular internal audits, enforce KYC checks, appoint a compliance officer and train staff to spot fraud. Keep clear records of contracts, invoices and approvals. Have a whistleblower channel so employees can report suspicious activity safely.

If you are contacted by EFCC as part of an investigation, cooperate but get legal advice. A lawyer can help you understand your rights, what documents to provide, and how to respond to questions.

Reporting financial crime helps protect your money and the wider community. Use the EFCC’s official channels, gather strong evidence, and take practical steps to reduce risk. If you’re unsure what to do next, start by saving all documents and contacting your bank or a legal adviser.